Payout calculator
Prop firm payout calculator
A funded account does not make you whole. You paid for every attempt — the ones you passed and the ones you breached. This calculator turns that pile of fees into one number: the gross profit you must generate on the funded side, after the 80/20 split, before you are actually ahead.
Break-even on your funded accounts
$5K
1
$10K
0
$25K
0
$50K
0
$100K
0
$200K
0
Gross profit needed to break even
$375
on your funded accounts, before the split
Total fees committed
$300
Funded accounts
1 · 20% pass rate
Real cost per funded
$300
Total funded capital
$5,000
The breakdown
Fees paid: $300 − already withdrawn: $0 → still to recover (net): $300
÷ your split (80%) = gross needed $375
every extra $1 of gross profit = $0.80 net in your pocket
Quick read
You need 7.5% of gross profit on your $5,000 of total funded capital to break even.
💸 If your tickets went through our Roya link (5% USDC cashback on every Propr fee), your break-even would drop to $356 gross — $19 saved, on top of any Propr promo.
affiliate links — no extra cost to you
The math
Take the fees you actually paid, subtract anything already withdrawn, then divide by your split: gross needed = (total fees − withdrawn) ÷ (split ÷ 100). Worked example: 5 challenges at $60 is $300 of fees. One passed, nothing withdrawn, 80% split → $300 ÷ 0.80 = $375 of gross profit on the funded account. That is 7.5% of a $5K account — not the $300 your spreadsheet whispers.
Why “cost per funded” is the number that matters
$60 is the price of a funded account only if you pass first try. Nobody passes first try forever. At a 20% pass rate, one funded 5K actually cost you $300 — five tickets for one conversion. That is the number this tool prices, and the number your break-even is built on. The sticker price is marketing; cost per funded is accounting.
What the 80/20 split actually does to cashflow
$1 of funded PnL is $0.80 in your pocket — the firm keeps the rest. Fees are paid in full; payouts are not. So recovering $300 of fees takes $375 of gross profit, and every dollar after that still pays out at 80 cents. Propr and Hypernova both publish a flat 80% split (read August 2026), which is why the examples here use it — drag the slider if yours differs.
Payout calculator FAQ
How do you calculate the profit needed to recover challenge fees?+
Subtract anything already withdrawn from total fees paid, then divide by your profit split. At 80%, $300 of fees still to recover requires $375 of gross funded profit.
Why isn't break-even equal to the fees I paid?+
Because you only keep your split. The firm keeps the rest. Fees are paid in full; payouts are not.
Does this include cashback or airdrop points?+
No. Enter the net cash you actually spent (after any cashback already received). Points are not cash — use the $PROPR airdrop calculator for that.
Does this tell me I will pass the next challenge?+
No. It only prices the funded accounts you already have. Pass rates belong in the Challenge EV calculator.
Related tools
Trade a funded account
Propr's flat 80% split and $25–$999 fee grid make the break-even math short. Sign up through our link for 5% USDC cashback on every fee.
Start a Propr challengeEducational tool only, not investment or trading advice. Everything runs in your browser; nothing is sent or stored. Fee examples reflect published prices (Propr Classic 1-Step 5K $60, rulebook v1.0.5; Hypernova Conservative 5K $60, read 17 August 2026). Affiliate disclosure: we may earn a commission if you sign up via our links, at no cost to you. Leveraged trading carries a high risk of loss.