Comparison · Propr.xyz
Propr.xyz vs Topstep
Facts checked against official pages on 26 August 2026
Topstep is the elder statesman of futures funding — Chicago, since 2012, $1.5B+ paid out by its own count, and honest enough to publish that 16.8% of Combines passed in 2025. Propr.xyz (86.7/100 on our grid, revised Aug 26, 2026) is crypto-native: one-time fee from $25, 80% flat with no cap, and on-chain USDC payouts with a 3m 04s median. Regulated CME futures with a path to uncapped live payouts? Topstep. Crypto 24/7, bots and instant settlement? Propr.
Side by side
| Propr.xyz | Topstep | |
|---|---|---|
| Entry cost | From $25 — one-time, no renewal | $49–$229/month subscription (by size), renews until you pass or cancel |
| Account sizes | $5K–$100K, up to $300,000 aggregate | $50K / $100K / $150K Combines |
| Profit split | 80% flat, no cap | 90/10 |
| Payout speed | On demand — median 3m 04s (Aug 26, 2026) | Approval 1–3 business days; Aeropay US ~9s claimed, Wise international 1–3 days |
| Payout conditions | Min $20, no gates | XFA: 5 winning days ≥$150 each; $2K–$12K cap per request, min $125 |
| Uncapped path | Uncapped from day one | LFA (live): daily payouts without cap — after 30 winning days |
| Consistency & min days | None | 50% consistency rule + minimum 2 days in the Combine |
| Overnight & weekend | Allowed — crypto runs 24/7 | Banned — flat by 3:10pm CT |
| Bots / API | Open API — bots allowed | Allowed under conditions |
| Markets | Crypto perps on Hyperliquid + stocks, indices, FX, commodities | CME futures only; crypto = micro BTC/ETH futures |
| KYC & geography | No KYC before payout | W-9/W-8BEN at payout; ~40 countries excluded, others XFA-only (incl. Germany) |
Choose Propr.xyz if
- You want one fee, not a subscription — Topstep's Combine renews monthly until you pass
- You want payouts in minutes without winning-day gates: on-chain USDC, median 3m 04s, min $20
- You hold overnight or weekends — Topstep forces you flat by 3:10pm CT; crypto never closes
- You trade crypto: Topstep only offers micro BTC/ETH CME futures; Propr runs native perps
Choose Topstep if
- You want regulated CME futures with the longest-running funding brand (Chicago, since 2012)
- You value transparency — Topstep publishes its own pass rate (16.8% of Combines in 2025) and claims $1.5B+ paid
- You aim for the LFA live account: daily payouts with no cap after 30 winning days
- You're in the US — Aeropay payouts are near-instant once approved (~9s claimed)
FAQ
Is Topstep better than Propr.xyz?+
For regulated CME futures with a serious, transparent operator, Topstep is one of the best in its category — it even publishes its own pass rate (16.8% in 2025). For cost structure and payouts, Propr wins: a one-time fee from $25 versus a monthly subscription, and a 3m 04s median on-chain payout versus winning-day gates and 1–3 business days of approval. Pick futures or crypto first, then the firm follows.
How much does Topstep really cost?+
The Trading Combine is a subscription: $49–$229 per month depending on account size ($50K/$100K/$150K), renewing until you pass or cancel. With an official pass rate of 16.8% in 2025, most traders should budget for more than one month. Propr charges a single one-time fee (from $25) with no time limit.
How do Topstep payouts work?+
On the funded XFA account you need 5 winning days of $150+ each before requesting, requests are capped between $2,000 and $12,000 (min $125), and approval takes 1–3 business days — then Aeropay (US, near-instant) or Wise (international, 1–3 days). The LFA live account removes caps and allows daily payouts after 30 winning days. Propr pays on demand from $20 with no gates, median 3m 04s.
Can I trade crypto on Topstep?+
Only micro Bitcoin and micro Ether futures on CME — no spot, no perps, and everything closes daily at 3:10pm CT. Propr offers native crypto perpetuals on Hyperliquid, 24/7, alongside stocks, indices, FX and commodities.
The Propr deal via Roya
−30% on your first challenge (Propr promo) plus 5% cashback in USDC on every challenge bought through our link — paid wallet to wallet, on top of any promo. Conditions on the deal page.
Sources (official pages, read on the date above)
Figures verified on the date shown above and may change — check each firm's site. Not investment advice; contains an affiliate link to Propr.xyz. Trading carries risk; do your own research.